Last year, I carried out a saving project with project code 2005/08/watch. The objective of this project is to save money in order to purchase something that I wish to have but might not be necessary. Example: branded goods. In short, it is like if you can save enough money within a time frame, then you can just awarded yourself with what you have targeted. If you cant, then you still can spend the money on other stuff.
Normally, a project will be initiated when I have a target. I will give myself a time frame to save an amount of money. Once I know what I want, I will find out the price. For example: it costs RM200 and I wish to own it within 2 months. With this information gathered, a simple calculation has to be made example RM200 / 60 dayS = RM3.3333. So I will save up RM3 from my daily expenses everyday. When the project is due, I will find out how much I have and spend it on the item. Sometimes, after 2 months, I might have changed my mind and decided not to buy what I have planned earlier but other thing instead or even continue the saving effort to go for other items like handphone. This saving project only works well when the targeted item price is within the range of 200-500. It is impossible to save RM10 from ur daily expenses a day, right? So if you think of dragging the due date to a year, just forget it. You will never make it for more than 6 months. You will just forget to put money into the container after a while. 'x' Ok, if you argue that you can save more than RM5 a day, then I guess u must have quite a good sum of income. If you have alot of money, why dont you just go ahead to buy the RM200 thingy right away?
MUAHAHAHAHAHAHA...
HEE...this is a project that suitable for people who are patient, discipline and follow the rules of the game. Only if you have gone through the saving days, you will appreciate more on your achievement. 'x'
Normally, I will try to make the saving between RM 1-2 where I wont have any excuses not to save that RM1 or 2 each day.
Sometimes, I like to buy some little cute stuff from shop which below RM10. So it is a way to avoid myself from buying those useless little stuves too. You will realise that RM 1-2 can buy much, but when u put all the RM1 together...HE HE HE...you will learn the value of RM1. =)
Oh, back to the project last year. The project is blown off halfway without much reason stated. Probably I forgot to continue it. 'x' I even forgot to spent the money. This morning, while I was looking for an empty box or some container, I found an RM50 note in a container!!! Lost and found or treasure hunt or surprise!! YIPPIE!!
Saving Project is so EXCITING. You should give it a try!
BTW, the configuration of the project code is simple: year/month/item. NO auto-increment field require for this code. 'x'!!!
1 comment:
hee...paiseh to say that i have forgotten to save the money 'x'!
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